Secure Your
Financial Software
Create a secure source of income that will maintain your current lifestyle no matter the circumstances.
Get Guaranteed Income to fulfill your Goals
Why an Income Replacement Plan is a must:
Attrition Rate
18% Indians left their jobs in 2023
Increase in Fixed Expenses
Your rent, living costs and bills are only trending upwards
Health Cover
Protects your savings with Rs 10 Lakh Medical Cover
Save Tax Up to Rs 46,800++
As per applicable laws
Plan Highlights
Steady Source of Income
You Pay 1,00,000 for 10 years to receive 1.04 lakhs for the subsequent 30 years
Simple Payment Terms
Pay in simple yearly instalments
Dr. Chyna Jackson
Optometrist Specialist
Return of Premium
All paid premiums will be returned after the last payout.
Additional Health Cover
Built-in Health Cover protects your savings and income from medical expenses.
Sample Illustration
The Benefit above is for age group 18 to 50 Male, Standard Life Option 1
Our users are Happy & Secured
“I get all my prescriptions through this app. now I never have to waste my time going to a doctors office and sitting around the waiting room!”
Theo James
“I love my dermatologist that I found on this app! She is very professional and it’s so easy to just chat or video call her whenever I need something!”
Emilia Munro
“I downloaded this app when i was super sick and had a doctor write me a prescription within 15 minutes!! What a life-changing app!”
Branden Griffiths
we’re here to all your questions
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor turpis eu arcu sagittis, id sagittis justo suscipit.
How Much does it Cost to speak with a doctor?
Do Online Doctors Accept Insurance?
Can Online Doctors Prescribe Medication?
can you help me choose the right Doctor for me?
Terms & Conditions Applied
Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com
Documentation
- The complete name of Tata AIA Fortune Guarantee Plus is Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V12) – Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan.
- This product is underwritten by Tata AIA Life Insurance Company Ltd.
- The plan is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance.
- Insurance cover is available under this product.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- Risk cover commences along with policy commencement for all lives, including minor lives.
- *’Guaranteed Annual Income’ shall be a fixed percentage of the Annualised Premium/Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.
- 4Illustrated premium is the monthly premium exclusive of taxes, rider premiums, underwriting extra premiums, which will be entirely borne/paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
- #Below riders are available with this plan
- Tata AIA Vitality Health (UIN: 110B045V02 or any other later version) – A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Vitality Protect (UIN: 110B046V02 or any other later version) – A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V03 or any other later version) – A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V03 or any other later version) – A Non-linked, Non-participating, Individual Health Rider.
- Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life Insurance Advisor/Intermediary/ branch.
- %Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. For ULIP policies, maturity income will be taxable if annual aggregate premium exceeds ₹2.5 Lakh in a financial year. For non ULIP insurance policies, maturity income will be taxable if annual aggregate premium exceeds ₹5 Lakh in a financial year. Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- +Return of Premium shall be the return of Total Premiums Paid (excluding loading for modal premiums, discount, any extra premium, rider premium and taxes) by the policyholder and shall be payable at the end of the Income Period irrespective of survival of the life insured(s) during the income period.
- ~Available under Regular Income with an Inbuilt Critical Illness Benefit option.
- 2Individual death claim settlement ratio for FY 2022-23 as per annual financial statements.
- ***Applicable to only non-early claims more than 3 years of policy duration upto Sum assured of 50 lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies.
- ++Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- 377,26,727 families protected till December ’23.
- L&C/Advt/2024/May/1441
Important Notice
-
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.